Stats

Credit Card Balance: 19, 140.84
Available Balance: 859.16

Weekly Bank Balance: 151.68

Savings Account Balance: 1500.03

Cash: 35.00

Well, my pay for March/April has gone into the bank. I've paid all my bills scheduled for the week and moved over the remaining cash to my second savings account.

This morning I paid $97 on the phone bill and $151.75 towards rend. I have 151.68 left for the week, though about $100 will go towards my hair cut, AND i still need to decide how I am going to buy a train ticket this month. Should I put it on credit and save the $30 each week so I am ahead for next month? Should I just buy a weekly ticket this week? I am really confused about this, but have a few days to think about it as I don't need one until the 18th - which is tuesday.

I put 500 on my credit card this week, taking the balance from 19 640 to 19 140. My payment from work to make up for the mistake doesn't seem to have gone through yet, so when it does it will give me some leeway with putting some more on each week. It doesn't look substantial, but I have to remember that every reduction counts. That's $500 less I'll have to pay interest on, or pay off next year - or even next payment. Every payment counts.

I have $30 on a Woolworths giftcard that I want to spend today. We need some things from the supermarket - it will enable me to buy them and not have to dig into my very sparse spare change this week. I must remember though that I do have $35 in cash on me so all is not too bad, even if I do end up buying a train ticket or putting it away for next month.