Pretty pointless post this one... I just can't wait to see results from this shift in lifestyle. I really hope it's noticeable soon. I just want to feel like I am doing something right, that I am getting somewhere... I think once my CC balance is down past 19k I'll feel a little lighter, like I'm on the road. Each month is going to get a little easier, and each month the balance is going to be a 1k figure lighter - more than that. It's all that is on my mind, as well as saving for the future. I hope I can restrain myself and at the end of the year, or in six months or so have something to show for it, not just frivolous impulse buys.
I guess I'm asking the universe or whatever higher being is out there for some help, show me some love, some guidance. I know I got myself into this mess, and I'm not asking for a magic cure, but I feel I really have started on a new path, I just want to know that this is the right way, and some help to get to the goal. I won't have this paid off quickly, but can I do it before I start uni? It's a huge ask, but perhaps I can put all frivolity aside and just get stuck into it. Pour all resources possible into this task. Every spare cent. The thing is, the total is almost half of my wage. How can I manage that? Is that possible? I suppose I will have a few grand in help from tax and the govt bonus.
I wonder if I could make the target of 12k owing by the end of June. It's a long way, a big target, but I wonder if I could do it. It's still a heck load left owing too, but it's a vast improvement on 20k. 8k lighter. And by December I could get almost double that if all went well. I have no way of increasing the balance really anymore. No excuses. I could get the vast majority of this debt cleared in 12months if I just focus and try, and execute some self control! This blog really helps to keep me focused.
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